The best solution to reduce the bank fees is to join a credit union, which offers lower fees than a bank. The only problem with joining a credit union is that you must be affiliated to an organization associated with the credit union. Contact a local credit union to determine their membership requirements. Also, keep track of the fees charged by the banks. Some fees are based on the occurrences of certain transactions. Therefore determine ways to reduce the number of occurrences. Have you ever wondered why banks own many of the large downtown city buildings? The reason is because they know how to use your money for their benefit by investing for a profit.

        Next time you need to order more checks, don't always order them from the bank but from a third party vendor. The cost savings could be cut in half, unless you are ordering specialty checks that cost more. Don't order the specialty checks if you are running low on funds. All checks are the same no matter who they are ordered from because the same information identifying your bank and your account will appear on the check. Look in the advertising flyers in the mail and coupon section of the Sunday newspaper for different options.


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